Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Brenzicove website and any associated tools, content, and services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.
Last updated: This is a general template and should be reviewed and adapted before publication.
1. Who We Are
Brenzicove provides an AI-powered platform intended to help users understand and analyse investment-related risk. References to "we", "us", or "our" refer to Brenzicove. References to "you" or "your" refer to any individual or entity accessing the Service.
2. Nature of the Service
The Service is designed to provide informational tools, analysis, and content relating to investment risk. It is intended to support independent decision-making and does not constitute financial advice, investment advice, a recommendation, or a solicitation to buy or sell any financial instrument.
3. Eligibility
By using the Service, you confirm that you are at least 18 years old and that you have the legal capacity to enter into these Terms. The Service is intended for general informational use and is not directed at any person in a jurisdiction where such use would be contrary to local law or regulation.
4. Account Registration
Certain features of the Service may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account or any other breach of security.
5. Acceptable Use
When using the Service, you agree not to:
- Use the Service for any unlawful purpose or in violation of these Terms;
- Attempt to reverse-engineer, decompile, or interfere with the underlying technology of the Service;
- Misrepresent your identity or impersonate any person or entity;
- Upload or transmit any material that is harmful, infringing, or unlawful;
- Use automated systems to extract data from the Service without authorisation;
- Resell, sublicense, or redistribute the Service without our prior written consent.
6. No Financial Advice
Nothing within the Service should be construed as personalised investment advice. All analysis, scoring, and risk-related output is generated for general informational purposes only and may not account for your individual financial circumstances, objectives, or risk tolerance. Capital invested in financial markets is at risk, and past performance is not a reliable indicator of future results.
7. Intellectual Property
All content, design elements, software, and materials made available through the Service, unless otherwise stated, are owned by or licensed to Brenzicove and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works from any part of the Service without our prior written permission.
8. Subscription, Fees, and Payment
Where any part of the Service is offered on a paid or subscription basis, applicable fees, billing cycles, and cancellation terms will be presented to you at the point of purchase. You agree to provide accurate billing information and to pay all applicable charges associated with your use of the Service.
9. Third-Party Links and Services
The Service may contain links to third-party websites, tools, or data sources that are not owned or controlled by Brenzicove. We do not endorse and are not responsible for the content, accuracy, or practices of any third-party resources. Your use of such third-party services is at your own risk and subject to their respective terms.
10. Disclaimers
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
11. Limitation of Liability
To the fullest extent permitted by applicable law, Brenzicove shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or investment losses arising from or related to your use of, or inability to use, the Service, even if we have been advised of the possibility of such damages.
12. Indemnification
You agree to indemnify and hold harmless Brenzicove, its officers, employees, and affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party rights.
13. Termination
We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct that may harm Brenzicove, other users, or third parties. You may also discontinue your use of the Service at any time.
14. Changes to the Service and Terms
We may modify, suspend, or discontinue any part of the Service at our discretion. We may also update these Terms from time to time. Any material changes will be reflected by updating the "last updated" notice on this page. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
15. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Brenzicove operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.
16. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
17. Contact
If you have questions about these Terms, please get in touch via our Contact page.